[OLD STEVE] [WORLD OF THE CONTENT] [THE RE-WRITTEN LIST] [LEVELS OF CONSCIOUSNESS] [THE THREE LEVELS]
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CHAPTER 42.

The Bank.
OLD STEVE.
MY BIOGRAPHY.

The Parlour.

My Mother.

More of my Mother.

School.

More School.

Even more School.

During School Days.

Still at School.

Grammar School.

Detention.

More Grammar  School.

Left.

An Apprentice.

National Service.

Still with Service Days.

Back to Reality.

The Decline.

The Wife Changes Direction.

Cutting a Long Story Short.

Boom and Bust.

Hobbies and Interests.

Psychology.

Scarborough.

Banks, Psychology
        and Coastguard.

Selling and Moving.

The Pub.

More Pub.

Pubs and the Law.

Honest Men.

The Loves of my Life.

The Customer.

Behind the Scenes.

Pub Fun.

Within and Without.

The Unusual.

Festivites.

The Rest.

Characters.

Ghosts.

The Slippery Slope.

The Bank.

They All Heap It On.

Accountants and Taxmen.

The Bank Again.

Other Factors.

The Court.

Desperation.

Come In.

Bankrupt.

An Action Plan.

The DHSS and Housing.

The Last Five Years (2001)

The Boat.

The Last Leg.

Since Then.

Also.

In Conclusion.

1.        To start with, the first time you make a payment, which is quite substantial, to the Brewer's Bank you pay in that amount less to your own Bank.
'Why?' askes your Bank Manager, who is panicking and has sent you the nice, 'Come and see me,' letter.
'No problem!  Just a change in the system that will sort itself out.'
'But you need to bank.  We have just paid your last Direct Debit Invoice and you are overdrawn and unless you pay in X thousands by Wednesday we will be obliged to stop all payments and seek recovery of all amounts outstanding.'
Supercilious arseholes.  Can't they see you are having problems and to use their own terminology, 'Are we not here to help you?'  Are they F***.  They are there to help no one but themselves, by robbing you bind, with their charges and then throw you to the wolves when they think the cash is drying up.  The only people I know that will write to you and inform you that you are one pound overdrawn and as a result of that all their services have been withdrawn until you deposit twenty-six pounds in your account.  One pound to cover the overdraft and twenty-five pounds to cover the cost of sending the letter.

2.        It suddenly struck me why so many Bank Managers appear to be so deeply religious.  Their conscience is so deeply troubled that they have to go somewhere to seek forgiveness and where better than the hairy fairy Church?  They can kneel in peace and solitude and say the Bank Managers Prayer, 'Oh Lord forgive me for being the perfect arsehole, all this week, and give me the strength to be an even bigger one next week.'

3.        So, as you will gather, Bank Managers and Breweries left a very nasty taste in my mouth and one that would get a lot worse before the end.
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